Join millions of members who use LendingClub to access credit, grow savings, and achieve their financial goals — all in one place.
Fixed rates from 8.99% APR. No prepayment penalties.
Lower your monthly payment. Get a rate check in minutes.
High-yield savings and checking accounts with no monthly fees.
Whether you're borrowing, banking, or investing, we have solutions to help you reach your goals.
Get the funds you need with a fixed-rate personal loan. Use it for debt consolidation, home improvement, major purchases, or unexpected expenses.
Refinance your auto loan to get a lower monthly payment or reduce your interest rate. Our quick online application takes just minutes.
Earn more with high-yield savings and enjoy fee-free checking. LendingClub Bank combines competitive rates with award-winning mobile banking.
Getting started is easy. Just three simple steps to access the funds you need.
Fill out a simple application and check your rate online without affecting your credit score.
Open a high-yield LendingClub Bank savings account and earn competitive interest rates. No monthly fees, no minimum balance, and FDIC insured.
Forbes Advisor — 2025
Trustpilot — 2025
Federal Deposit Insurance Corp.
Manage your loans, savings, and checking all from one app. Deposit checks, pay bills, track your credit score, and more — right from your phone.
“LendingClub made the process so simple. I was able to consolidate my debt and save thousands in interest. The entire experience was seamless from application to funding.”
Have questions? We've got answers.